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Identity Theft Lawyers

Facing the consequences of identity theft, including damage to your reputation and inaccuracies on your credit report? Take action and challenge these errors with the assistance of the dedicated identity theft lawyers at Zemel Law.

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    Your Trusted Advocates in Identity Theft Cases

    Zemel Law has a strong track record of defending individuals' rights in the face of various identity theft incidents that result in unfair credit reports, problematic background checks, online impersonation, and bothersome debt collection tactics. Falling victim to identity theft can lead to significant financial losses, harm to your credit history, and emotional distress.

    What compounds this already difficult situation is the lack of awareness about the legal aspects of identity theft, leaving you vulnerable and unaware of your rights and avenues for resolution.

    At Zemel Law Firm, our team of committed identity theft lawyers operates in compliance with government standards, ensuring that you understand the legal implications surrounding identity theft, safeguarding your rights, and pursuing restitution.

    Take action against the companies that may be violating your rights.

    Indications that Your Identity Has Been Compromised

    Identity theft occurs when someone illicitly obtains your personal information, such as your name, address, Social Security number (SSN), or banking details, without your knowledge. They use this information to open accounts or engage in fraudulent activities. Here are some signs that suggest your identity may have been compromised:

    Unexplained Transactions

    Sudden, unexplained or unauthorized transactions, such as unfamiliar charges or withdrawals from your financial accounts, could signal fraudulent use of your accounts. Regularly reviewing your financial statements and promptly reporting anything suspicious to your financial institution is crucial.

    Missing Mail

    If you stop receiving bills and other mail, it could indicate an address change made by an identity thief. Stay alert to any unexpected changes in your mail delivery, as this could signify fraudulent activity.

    Unsolicited Credit Cards

    Receiving credit cards that you did not apply for is a strong warning sign of potential identity theft and should be reported immediately to the credit card issuer. Such unsolicited cards could indicate that someone has used your personal information to open fraudulent accounts.

    Credit Denials

    Being denied credit without an apparent reason could be due to a bad credit report containing fraudulent activity. Regularly monitor your credit report for suspicious accounts or inquiries and report any discrepancies to the credit bureaus.

    Contact From Unknown Debt Collectors

    If you receive calls or letters from debt collectors regarding unknown debts, it could be a sign that your identity has been used to establish fake accounts to obtain loans. Investigating these claims and reporting any fraudulent activity to the appropriate authorities is crucial.

    Missing Personal Documents

    If essential personal documents or identification, such as your Social Security card, go missing, it could be a result of identity theft. Report the loss of these documents and monitor for any signs of fraudulent activity associated with their disappearance.

    Unfamiliar Accounts or Information Credit Reports

    If you discovery unfamiliar accounts or information on your credit report, including inaccurate addresses, names, financial accounts, loans, or other credit-related data that you do not recognize or expect to be present in your credit history, it should raise alarm bells. These unfamiliar entries may serve as potential indicators of identity theft and warrant a thorough investigation.

    Legal Aspects Covered Under Identity Theft Laws

    The U.S. Congress has enacted various legislations to address and assist victims of identity theft. Some of the key acts enforced include:

    The Identity Theft and Assumption Deterrence Act of 1998

    This amendment to the federal criminal code made it illegal to knowingly transfer or use someone else's means of identification with the intent of committing unlawful activities.

    The Identity Theft Penalty Enhancement Act of 2004

    This act added more penalties for identity theft crimes and related offenses, including aggravated identity theft and offenses affecting military personnel.

    The Identity Theft Enforcement and Restitution Act of 2008

    This act empowered federal courts to order defendants to provide restitution for the time spent by the victim in rectifying the harm caused by identity theft.

    Fair Credit Reporting Act (FCRA), Section 609(e)

    The FCRA grants individuals specific rights and imposes responsibilities on businesses to protect against identity theft. Victims have the right to request copies of transaction records related to the theft, such as credit applications, from businesses covered by the FCRA. Businesses must provide these records free of charge within 30 days of receiving a written request.

    The Department of Justice takes legal action against offenses under the Identity Theft Act, and federal agencies such as the FBI, Secret Service, U.S. Postal Inspection Service, and Federal Trade Commission (FTC) investigate these violations.

    How Our Specialized Identity Theft Lawyers Can Assist You

    Attorneys can be instrumental in helping individuals deal with identity theft by providing legal expertise, guidance, and representation throughout the process of resolving the identity theft issue. Here's how our team of experienced attorneys can help you

    Legal Expertise

    Our Attorneys specialize in identity theft and are well-versed in the laws and regulations surrounding identity theft and fraud. We understand the legal intricacies involved in resolving identity theft cases and can provide invaluable guidance.

    Assessment of the Situation

    Our Attorneys can assess the extent of the identity theft and help victims understand the potential consequences. We can determine if it’s a simple or more complex identity theft situation involving multiple fraudulent accounts.

    Developing a Legal Strategy

    Based on the specific circumstances of the identity theft, our team can develop a tailored legal strategy to address the issue effectively. This may include steps to dispute fraudulent accounts, work with credit reporting agencies, and protect your rights as a victim.

    Filing Reports and Affidavits

    Our Attorneys can assist victims in filing the necessary reports with law enforcement agencies, such as local police departments, and the Federal Trade Commission (FTC). We can also help victims complete Identity Theft Affidavits, which are essential documents in the resolution process.

    Credit Report Disputes

    Our team can help victims navigate the process of disputing inaccuracies or fraudulent entries on their credit reports. We are knowledgeable on how to communicate effectively with credit reporting agencies to have fraudulent accounts removed or corrected.

    Communication with Creditors

    Our Attorneys can communicate with creditors and financial institutions on your behalf to report the identity theft, request account closures, compensation for damages, and negotiate the removal of fraudulent charges or debts.

    Legal Representation

    In cases where the identity theft leads to legal disputes or requires litigation, our attorneys will represent the ID theft victims in court. We can file lawsuits against identity thieves, financial institutions, or businesses responsible for security breaches and work towards getting your credit cleaned up and getting you compensated for damages.

    Protection of Legal Rights

    Our firm ensures that all of its victims’ legal rights are protected throughout the resolution process. We can advise on the best course of action to minimize potential liability and financial losses.

    Debt Collection Defense

    Our Attorneys can assist victims facing debt collection efforts related to fraudulent accounts by requesting debt validation and defending against unwarranted collection actions.

    Preventative Measures

    Our firm can provide guidance on measures to prevent future identity theft, such as credit monitoring, identity theft protection services, and strengthening personal security practices.

    Documentation and Evidence

    Our Attorneys help victims gather and organize evidence related to the identity theft, including documentation of fraudulent transactions, communications with creditors, and any financial losses incurred.

    Legal Remedies

    Our firm can explore legal remedies available to victims, including seeking compensation for damages, pursuing restitution from identity thieves, and initiating legal action against negligent parties responsible for data breaches.

    Emotional Support

    Dealing with identity theft can be emotionally distressing. Our team can provide support and reassurance to victims throughout the process, helping them navigate the challenges and uncertainties.

    Our firm specializes in identity theft, which plays a crucial role in assisting victims in resolving identity theft issues. We offer legal expertise, advocacy, and guidance to help victims recover their identities, mitigate financial losses, and pursue legal remedies when necessary. Seeking legal representation is often a wise choice for individuals dealing with the complex and potentially long-lasting effects of identity theft.

    Common Identity Theft Traps to Be Aware Of

    Identity thieves employ various methods to steal your personal information. Here are some common tactics to be aware of:


    This involves pretending to be someone else, such as a bank representative, a company offering a job, or a lottery prize claim agent, to trick people into sharing private information over the phone.


    Shouldering occurs when someone obtains personal data by looking over someone's shoulder as they type in sensitive information, like a Social Security number or PIN at an ATM.


    Eavesdropping entails listening in on a conversation to record credit card numbers, passwords, or calling card account details. This is a common method used to steal personal information.

    Dumpster Diving

    While you might think it's a thing of the past, the truth is that it still occurs, and it's essential to stay vigilant. Identity thieves engage in a practice known as "dumpster diving," where they sift through trash, business waste, or garbage dumps to uncover discarded personal information. This information is then exploited for financial fraud.

    Wireless Hacking

    A relatively recent tool employed by identity thieves is wireless hacking. Hackers target public or unsecured home Wi-Fi networks to obtain personal information. Some may even deploy software to record your online activities and passwords. To protect yourself, avoid conducting online banking on public Wi-Fi networks and secure your home network.

    Phishing and SMiShing

    Phishing and SMiShing are deceptive tactics that can result in serious consequences. In phishing, individuals receive fake emails that appear authentic, such as messages from their bank requesting personal information. Fraudsters use counterfeit websites to deceive people into sharing account numbers, passwords, and confidential data. It's crucial not to respond or disclose personal information in such emails. SMiShing is similar but involves fraudulent text messages, often asking for verification of a purchase. It's best to delete these messages and refrain from responding.

    Seek Legal Identity Theft Prevention Assistance

    If your bank, mail, or credit bureau alerts you to potential fraud, there's no need to panic. At Zemel Law, our identity theft attorneys offer free consultations and a no-pressure initial discussion. Don't hesitate to take action if you suspect that someone is using your identity without authorization. Our highly experienced team of Identity Theft Lawyers is available to assist you in various regions of the United States, including New Jersey, California, Los Angeles, New York, Washington County, and more. Reach out to us at 862-271-2664 or submit your inquiries through our client portal.


    Upon realizing that you are a victim of identity theft, promptly contact the Federal Trade Commission (FTC) online at or call 1-877-438-4338. Request fraud alerts and a credit freeze on your accounts. Next, reach out to our experts through our client portal or call us at 862-271-2664. Our lawyers specializing in identity theft cases will guide you through the recovery process and work to reverse the damage by liaising with relevant authorities.

    Identity theft can have severe legal consequences, as it involves the fraudulent use of someone else’s personal information for financial gain or unlawful purposes. It can result in financial losses, damage to credit, and emotional distress for the victim. Perpetrators of identity theft may face criminal charges, including fraud and theft-related offenses. Additionally, victims may encounter challenges when attempting to clear fraudulent debts and restore their credit standing.
    An identity theft attorney plays a crucial role in helping victims recover from the damage caused by identity theft. They assist in navigating complex legal processes, disputing fraudulent debts, restoring the victim’s credit standing, and getting the victim compensation for their damages.
    In a legal case involving identity theft, critical evidence may include documentation of fraudulent transactions or accounts, consumer credit reports with fraudulent activity, unauthorized use of personal information, correspondence with creditors and credit bureaus, police reports, and any other relevant records that demonstrate the misuse of the victim’s identity.
    The United States has enacted specific laws to protect victims of identity theft. The Identity Theft and Assumption Deterrence Act of 1998 established identity theft as a federal crime. The Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA) grant rights to consumers, including the ability to dispute inaccurate or fraudulent information on their credit reports.

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